Snowmobile Insurance Ontario

Contrary to popular belief, recreational vehicles such as snowmobiles and ATVs are NOT covered under a homeowner policy, even if they are always kept in your garage. Snowmobiles need to be covered under Snowmobile Insurance Ontario.

In most cases, you will be required to carry the minimum liability limit for Ontario to obtain a trail permit or license plates for these vehicles. Rates for Snowmobiles are very much driven by the engine displacement and value of the machine. It’s important to make sure that the vehicle that you are purchasing is not listed on a “high performance” or “restricted vehicle” list because insurance rates for these vehicles could get expensive.

Feel free to call us to find out if the machine you are interested in is on one of these lists.